Frequently Asked Questions
No, the down payments we advertise are the minimum acceptable down payments to those who meet all other qualifications.
No, we will not finance out of state due to the fact that we do not check credit.
Yes, but you will be in charge of transporting vehicle. No shipping!
We would need to assess your current situation and have an explanation of why you do not currently have an in-state license to determine if we can continue with financing for you. We do offer other financing options that may allow for an out-of-state license and will lend based on your credit.
As long as other requirements are met, you will need a parent or legal guardian to cosign with you who also meets our requirements.
We need you to have good job stability (minimum of 1 year on current job), good residence stability (minimum of 1 year at current residence), and must be able to obtain full coverage insurance.
If you do not work full-time, you will need a cosigner that does.
We require anywhere from 4 to 8 personal references for financing. These references may be family or friends and will not be considered if they live within your household or with any other references you list. Complete reference info consists of:
- Full name
- Full address
- Telephone number
The minimum references do have to live within a considerable distance and any out of the area will be added to the original list.